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Balance Transfer

This card has its own setup, repayment strategy, and simulation.

Card overview

These are the card's current facts and baseline obligations. The selected repayment plan below is the monthly strategy you are choosing to follow.

Current balance

£3,850

Amount currently owed

Minimum due

£77

Issuer baseline only

Promo expiry

Nov 2026

0% offer deadline

Needed for promo

£550

Monthly amount to clear by expiry

Active repayment plan

Selected card strategy

This is the payment plan currently driving this card's payoff forecast.

Monthly payment

£550

per month

Payoff outlook

Nov 2026

Remaining at promo expiry

£0

Clears before promo

Yes

Card setup and strategy

Edit only when the balance, promo, or repayment choice changes.

Strategy comparison

Minimum only

Payment £77

Payoff May 2034

Promo left £3,342

Fixed payment

Payment £300

Payoff May 2027

Promo left £1,750

Clear before promo

Payment £550

Payoff Nov 2026

Promo left £0

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