Credit Cards Planner
Balance Transfer
This card has its own setup, repayment strategy, and simulation.
Card overview
These are the card's current facts and baseline obligations. The selected repayment plan below is the monthly strategy you are choosing to follow.
Current balance
£3,850
Amount currently owed
Minimum due
£77
Issuer baseline only
Promo expiry
Nov 2026
0% offer deadline
Needed for promo
£550
Monthly amount to clear by expiry
Active repayment plan
Selected card strategy
This is the payment plan currently driving this card's payoff forecast.
Monthly payment
£550
per month
Payoff outlook
Nov 2026
Remaining at promo expiry
£0
Clears before promo
Yes
Card setup and strategy
Edit only when the balance, promo, or repayment choice changes.
Strategy comparison
Minimum only
Payment £77
Payoff May 2034
Promo left £3,342
Fixed payment
Payment £300
Payoff May 2027
Promo left £1,750
Clear before promo
Payment £550
Payoff Nov 2026
Promo left £0