Savings Planner

Savings Growth Report

Model savings balances, future top-ups, annual interest payments, AER assumptions, and ISA allowance pressure.

Projected savings

£8,665

Balance plus accrued interest over 10 years

Projected interest

£3,665

Accrued across all savings plans

ISA allowance used

£0

£20,000 remaining this tax year

Accounts tracked

2

Savings plans in this simulation

Savings Accounts

Review projected interest, annual payment timing, and account constraints.

Flexible Saver

Flexible Saver

Everyday savings where deposits and withdrawals are usually easier.

Projected balance

£3,047

Interest accrued

£1,047

AER

4.50% variable

Maturity

No fixed term

Monthly projection - Year 1

Showing months 1 to 12 of 120.

MonthOpeningDepositsAccruedPaidClosing
May 2026£1,000£0£4£0£1,004
Jun 2026£1,000£0£4£0£1,007
Jul 2026£1,000£0£4£0£1,011
Aug 2026£1,000£0£4£0£1,015
Sep 2026£1,000£0£4£0£1,018
Oct 2026£1,000£0£4£0£1,022
Nov 2026£1,000£1,000£7£0£2,029
Dec 2026£2,000£0£7£37£2,037
Jan 2027£2,037£0£7£0£2,044
Feb 2027£2,037£0£7£0£2,052
Mar 2027£2,037£0£7£0£2,059
Apr 2027£2,037£0£7£0£2,067

Regular Saver

Regular Saver

Built for monthly deposits. Interest looks high, but later deposits earn it for fewer months.

Projected balance

£5,618

Interest accrued

£2,618

AER

7.00% fixed

Maturity

May 2027

Monthly projection - Year 1

Showing months 1 to 12 of 120.

MonthOpeningDepositsAccruedPaidClosing
May 2026£0£250£1£0£251
Jun 2026£250£250£3£0£504
Jul 2026£500£250£4£0£758
Aug 2026£750£250£6£0£1,014
Sep 2026£1,000£250£7£0£1,271
Oct 2026£1,250£250£8£0£1,530
Nov 2026£1,500£250£10£0£1,790
Dec 2026£1,750£250£11£51£2,051
Jan 2027£2,051£250£13£0£2,314
Feb 2027£2,301£250£14£0£2,578
Mar 2027£2,551£250£16£0£2,844
Apr 2027£2,801£250£17£0£3,111
Checking Account