Planning Preferences

Controller and contact: Money Pilot by DP Technologies. For privacy requests, contact admin@moneypilot.co.uk.

Money Pilot is a personal finance planning and simulation tool. It does not connect to your bank, request bank login details, collect card numbers, apply for credit, offer regulated financial advice, or make automated financial decisions about you.

If you create an account, we store your email address so you can sign in, verify your account, reset your password, and keep your planning data available across your devices. If you use guest mode, your planning data stays on this device. You are not required by law to create an account, but account features cannot work without an email address.

The planning information you enter may include income, expenses, recurring bills, credit card balances, savings figures, loan and borrowing details, mortgage supplier names, mortgage balances, interest rates, product terms, property values, and optional postcode areas. These figures are user-provided planning inputs. They may be real, estimated, or fictional, and they are used to save your plans and calculate forecasts inside Money Pilot.

Mortgage postcode estimates are approximate. If you leave the home value blank and enter a postcode, Money Pilot maps the outward postcode area to a broad UK region and applies historic regional house-price movement. This is not a formal valuation, survey, mortgage offer, lending decision, affordability assessment, or property advice.

Forecasts, repayment schedules, equity projections, savings interest, postcode estimates, and other outputs are automated calculations based on the data you enter and the assumptions shown in the app. They are for planning only and do not produce legal or similarly significant effects. You remain responsible for checking figures with your bank, lender, broker, adviser, or other provider before making financial decisions.

We do not sell your data, use your planning figures for advertising, or share them with other users. Service providers that host authentication, database storage, backups, analytics, performance monitoring, and app infrastructure may process data only as needed to run, secure, maintain, and improve the service.

Our lawful basis for account and saved planning data is that processing is needed to provide the service you ask us to provide. For security, service reliability, backups, abuse prevention, essential diagnostics, and product improvement, we may rely on legitimate interests. Where consent is legally required for non-essential cookies or similar technologies, we will ask for consent before using them.

We keep account and saved planning data while your account remains active or while it is needed to provide the service. You can remove planning entries in the app. Backup copies and infrastructure logs may remain for a limited period before they are automatically replaced, deleted, or anonymised.

Your data may be processed by infrastructure providers that help run authentication, hosting, database storage, backups, analytics, performance monitoring, and security. This may include Supabase for authentication/database services and Vercel for hosting, analytics, and speed insights. If data is processed outside your country, appropriate safeguards should be used by those providers.

You can update or remove planning entries in the app. You can request access, correction, deletion, restriction, export, or objection where those rights apply. If you are in the UK or EU, you may also complain to your local data protection authority, including the UK Information Commissioner's Office.

Money Pilot uses privacy-focused website analytics and performance measurements to understand visits, page usage, and app speed. These tools are intended to avoid advertising tracking and do not use your planning figures to build advertising profiles.

We use reasonable technical and organisational safeguards, including account authentication and database access controls. No online service can guarantee absolute security, so avoid entering information you do not want stored and do not enter bank passwords, full card numbers, national insurance numbers, or other unnecessary highly sensitive identifiers.

Last updated: 1 May 2026