Mortgage Planner

Mortgage Equity Report

Model monthly mortgage payments, current product duration, postcode-based value estimates, and equity growth.

Monthly mortgage

£1,254

Across active mortgage plans

Mortgage balance

£220,000

Outstanding balance tracked

Projected equity

£128,109

At the end of current product windows

Market value gain

£22,200

Based on regional 5-year trend

Add selected monthly mortgage payment to Cashflow

Use the current mortgage payment as a monthly housing expense in Cashflow. Running this again updates the existing linked mortgage payment.

Mortgages

Review payments, deal-window equity growth, and estimated property value movement.

Fixed 60 months - Repayment

Home Mortgage

Balance £220,000 against estimated home value £300,000

Monthly payment

£1,254

Equity gain

£48,109

Capital repaid

£25,909

Market gain

£22,200

Valuation trend uses South West at 1.44% annual growth, compounded monthly from the 5-year regional movement.

Monthly projection

Showing months 1 to 12 of 60.

Page 1 of 5
MonthPaymentInterestCapitalBalanceHome valueEquity
May 2026£1,254£871£383£219,617£300,357£80,741
Jun 2026£1,254£869£385£219,232£300,715£81,483
Jul 2026£1,254£868£386£218,845£301,073£82,228
Aug 2026£1,254£866£388£218,457£301,431£82,974
Sep 2026£1,254£865£390£218,068£301,790£83,722
Oct 2026£1,254£863£391£217,677£302,149£84,473
Nov 2026£1,254£862£393£217,284£302,509£85,225
Dec 2026£1,254£860£394£216,890£302,869£85,979
Jan 2027£1,254£859£396£216,494£303,230£86,736
Feb 2027£1,254£857£397£216,097£303,591£87,494
Mar 2027£1,254£855£399£215,698£303,952£88,254
Apr 2027£1,254£854£400£215,297£304,314£89,017
Checking Account