Credit Cards Planner
Travel Card
This card has its own setup, repayment strategy, and simulation.
Card overview
These are the card's current facts and baseline obligations. The selected repayment plan below is the monthly strategy you are choosing to follow.
Current balance
£980
Amount currently owed
Minimum due
£29
Issuer baseline only
Promo expiry
No offer
0% offer deadline
Monthly interest
2.40%
Applies while balance remains
Active repayment plan
Selected card strategy
This card is adding interest, but the selected payment is high enough to clear the balance.
Monthly payment
£30
per month
Payoff outlook
Sep 2036
£24 interest is added in month one. Pay at least £28 per month to stay 20% above interest.
First month interest
£24
Interest buffer
20%+ above interest
Card setup and strategy
Edit only when the balance, promo, or repayment choice changes.
Strategy comparison
Minimum only
Payment £30
Payoff Sep 2036
Promo left N/A
Fixed payment
Payment £300
Payoff Aug 2026
Promo left N/A
Clear before promo
Payment £29
Payoff Dec 2031
Promo left N/A