Credit Cards Planner

Travel Card

This card has its own setup, repayment strategy, and simulation.

Card overview

These are the card's current facts and baseline obligations. The selected repayment plan below is the monthly strategy you are choosing to follow.

Current balance

£980

Amount currently owed

Minimum due

£29

Issuer baseline only

Promo expiry

No offer

0% offer deadline

Monthly interest

2.40%

Applies while balance remains

Active repayment plan

Selected card strategy

This card is adding interest, but the selected payment is high enough to clear the balance.

Monthly payment

£30

per month

Payoff outlook

Sep 2036

£24 interest is added in month one. Pay at least £28 per month to stay 20% above interest.

First month interest

£24

Interest buffer

20%+ above interest

Card setup and strategy

Edit only when the balance, promo, or repayment choice changes.

Strategy comparison

Minimum only

Payment £30

Payoff Sep 2036

Promo left N/A

Fixed payment

Payment £300

Payoff Aug 2026

Promo left N/A

Clear before promo

Payment £29

Payoff Dec 2031

Promo left N/A

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